Filing Bankruptcy Online
Filing bankruptcy online can be easy or difficult, depending on the state that you live in.
The complexity in filing bankruptcy online is that each state has its own set of rules. In addition, each state potentially a number of courthouses through which you can file for bankruptcy. Each of these courts may have different requirements as to how financial data is to be presented to them. In addition, the 50 states are at different levels of sophistication when it comes to computerization of records and of court processes.
That's why, on most cases, filing bankruptcy online, actually is a reference to filling out a form online and then submitting it to the appropriate bankruptcy court in your area. In other words, in most cases, you or your lawyer will still have to make an "in person" visit to the court house at some point in the proceedings.
In quite a few cases, however, you can still do quite a bit of the filling out of the proper forms online without the need of an attorney. And, if necessary, you can then take your completed forms to an attorney and let him check it out before filing. In other instances, once you have the forms filled out, you can actually compete the bankruptcy process yourself if the bankruptcy filing is simple enough.
Some online services simply provide forms, while other websites actually have lawyers and legal aids behind the scenes who can assist you with filing without the need for you to get a lawyer on your own.
Benefits of Filing Bankruptcy Online
The main benefit of filing bankrupt online is the speed of getting your documents back. If you have ever worked with lawyers, you know that they are not always the best at getting your documents back to you in a timely fashion.
The secondary benefit of filing bankruptcy online is saving money. The fees charged by online services can be dramatically less than that of a bankruptcy lawyer in your community.
Drawbacks of Filing Bankruptcy Online
The main drawback in filing for bankruptcy on line is that you don't have that personal contact with the lawyers that some people need in order to feel completely comfortable that things are going as planned. In addition, some people feel a bit uneasy about providing personal financial information to a faceless website.
And these concerns are justifiable as there are a number of scam "front" bankruptcy outfits operating on the Internet. This makes it imperative that you do very serious due diligence before signing up with an online bankruptcy service.
Corporations and Filing Bankruptcy Online
Usually, a corporation bankruptcy is too complex to handle over the Internet. If you are a company filing for Chapter 11 bankruptcy, you will want to have off line corporate attorneys handling it to ensure that everything is done legally.
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